While there were still takeaways to be gained, they didn’t seem to be quite as actionable to me as the preceding chapters. If there’s anything negative to say about this book, I’d say that the last couple of chapters were my least favorite. Thus, I’d say that those who (like me) consume the book in its audio form are unlikely to miss much versus picking up a paper copy. Personally, I found these PDF extras to be a sufficient replacement for the physical book. Like with many audiobooks, Atomic Habits is supplemented by some visual materials that can be found on Clear’s site along with some other bonuses. I imagine that these types of ideas have been floating in the ether for some time now but they’re new to me - and I found them fascinating. On that note, one of the most interesting concepts I learned in the book was creating habit stacks/chains where you insert the start of a new habit you want to create after a habit you already have. For example, since a small cue can trigger a new habit, Clear offers some suggestions for making positive habit cues more obvious. In each case, he points out how targeting the steps in the process individually can have a major effect. Instead, he proceeds to go through the four steps of the habit process: cue, craving, response, and reward. That realization itself is pretty powerful, but luckily Clear doesn’t stop there. Returning to the financial connection, it’s essentially like compound interest. As Clear points out, while a 1% improvement might not seem like much, this pace puts you on course to be 37 times better in a year. While the term “atomic” might lead some to believe that this book will teach them to explode with good habits, the use here refers to the idea of making small changes - like those as tiny as an atom. While I still wouldn’t say that this is a financial book at its core, it is far more relevant than I may have initially anticipated. This includes some specific budgeting ideas - but mostly some more general mentions of money-related goals that many individuals might have. First, to my surprise, there was a fair amount of personal finance material to be found in the book.
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